I don't really know if that's what's happening, but when I put a new X-Fi card (the basic, low-profile version) into my system it dropped performance of games anywhere from 10-20% compared to onboard audio depending on the game, and 3DMark06 wouldn't run at all (screen goes blank then it reboots). Did I get a bum X-Fi card? I looked at the resources the card was using, and it didn't look like it was conflicting with anything.