I was of the opinion that loyality to a particular business accounted for something! I just got off the phone with Monarch.com to see about returning my unopened retail AMD processor. Reasons: Day after ordering, dropped from $215.00 retail down to $150.00 OEM. I called next day no problem and no mention of restocking fee. My problem is I had already spent more than $500 wanted to spend another $500 (I realize in the grand picture that isn't much) plus the fact I had supported their business in the past even when a few dollars higher. Bottom line $35.00 to return. I decided it wasn't worth the trouble and cancelled rest of order, end of story. Maybe I'm looking at this all wrong; any comments?