. I should never have to reroll a character because I made a mistake picking things.
Agreed 100%.
However, I do think there needs to be some sort of gold or drop impediment to stop people from abusing the system and just changing their lay out every time they come to a different encounter or something like that. I want there to be a little bit of a penalty, be it gold or whatever.
Like WoW respeccing, it juts costs gold, but you can only do it in a certain location. That might work.
Losing the runes forever would be interesting, depending on how and when they drop. Might make getting a rune drop really exciting and a decision on where to put it important.