The difference is $6.20. So which one should I get? I'm stuck between the two. The 520 has modular but it doesn't have 6+2 PCI-E power. Which one is better?
Yes, it'll work fine with anything but the absolute top-end cards. It has 2 PCI-E connectors for SLI and it is SLI certified. It should anything up to two 8800GTS or 8800GT cards perfectly.
No. You determine the amperage on the +12V rails by first finding out what's the total combined wattage set aside for the +12V rails alone. In this case, the 550VX has 492W on the +12V rail. Divide that total wattage for the +12V by 12 and you get how much amps the PSU has on the +12V rail. In this case, 492W divided by 12 is 41A. So the 550VX has 41A on the +12V Rail.