I posted on this earlier and have found a view possible sources of error for those of you with "clipping" problems on X-Fi's. It might be a PCI latency issue. A lot of people are having good luck changing these values. I found a tool that people are using to set these and apparently, they are getting better sound by adjusting.
http://forums.guru3d.com/showthread.php?&threadid=121190
http://forums.guru3d.com/showthread.php?s=&threadid=106522&highlight=PCI+Latency+tool
tell me how your experiences were or if you have already tried this
http://forums.guru3d.com/showthread.php?&threadid=121190
http://forums.guru3d.com/showthread.php?s=&threadid=106522&highlight=PCI+Latency+tool
tell me how your experiences were or if you have already tried this