I rarely game with the occasional America's Army and lately Oblivion. I mostly use this rig for music and watching DVDs. I'm using Logitec Z-80(I think...) 2.1 speakers. I won't be doing much recording, maybe in the future. My onboard sound is goofy so it'll be replacing a $10 card with a shitty C-Media IC.
M-Audio Revolution 5.1
http://www.newegg.com/Product/Product.asp?Item=N82E16829121122
M-Audio Audiophile 2496
http://www.newegg.com/Product/Product.asp?Item=N82E16829121120
M-Audio Revolution 7.1
http://www.newegg.com/Product/Product.asp?Item=N82E16829121123
Also what's the benefit of breakout cabling?
M-Audio Revolution 5.1
http://www.newegg.com/Product/Product.asp?Item=N82E16829121122
M-Audio Audiophile 2496
http://www.newegg.com/Product/Product.asp?Item=N82E16829121120
M-Audio Revolution 7.1
http://www.newegg.com/Product/Product.asp?Item=N82E16829121123
Also what's the benefit of breakout cabling?