Some users have recently had their accounts hijacked. It seems that the now defunct EVGA forums might have compromised your password there and seems many are using the same PW here. We would suggest you UPDATE YOUR PASSWORD and TURN ON 2FA for your account here to further secure it. None of the compromised accounts had 2FA turned on.
Once you have enabled 2FA, your account will be updated soon to show a badge, letting other members know that you use 2FA to protect your account. This should be beneficial for everyone that uses FSFT.
That really depends on your system usage. The SSD will increase random file access from the hard-drive, and memory will allow you to buffer more from the disks.
personally for day to day all around usage, I'd say with 12gb of RAM, the SSD would be more noticable.