So I was correct. Shocksyde now I have two sources telling me this. What you have?
Now I definitely know im right. Heres a post in MYFICO.COM
http://ficoforums.myfico.com/fico/b...ralcredit&message.id=6990&query.id=2065#M6990
So if you dont know what your talking about dont go around saying that others dont!
Man, you wouldn't make a very good lawyer. You're pulling posts off of FORUMS and stating the content as factual? That post is complete opinion just as you have your opinion and I have mine. Maybe we're both wrong.
I have over 20 credit cards. My score is above 720 and has RISEN since I applied for those cards. As long as you make your payments on time and keep your utilization below 10%, you'll be fine. If a mortgage lender asks me to cancel some credit cards, I'll move on to different options. If you read a few posts down in the link you provided, another person says the same thing I just said, so your "proof" actually argues both sides.
Now, you can continue to think you're right. I have no problem with that. I do, however, have a problem with your "See! 2 people agree with me!" bullshit. There are 8 billion+ people on this planet. You think I'm going to take the word of 2 people and assume it's correct? Give me a break.
This has been off topic long enough. I will no longer respond to anything posted in this thread. If you feel the need to PM me to continue, go for it.