I definitely agree with your 3rd point the most. I set up my dad's new computer for him recently. He shares it with my mom and my sister. I gave my mom and my sister both "user" level rights, and that's it. Little did I know, off the bat, my sister wouldn't be able to install or play the Sims , without tweaking or special settings. To me, that's ridiculous, and I blame EA for that. Someone had to know or figure kids with only user rights would be playing these games on their parents computers.