Fraud and paypal

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BIGDADDY51

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Anyone here ever have problems with paypal, and losing thier credit card info?My online card got stolen last week, and I'm pretty sure it was from there.:(
 
I very highly doubt that, as PayPal's main pride is how well they protect your credit card information.
 
You should have said that off the bat. That changes a lot. Are you 100% positive you used it for nothing other than PayPal? If so, thats a huge problem.
 
You didn't fall for one of "those" PayPal emails stating "dear PayPal member" where they want you to verify your account info did you? If you did, then that is the problem.

Some way, some how, you must of got scammed.....
 
Someone obtaining your information from paypal is possible, but isn't as likely as some other possibilities. When was the last time you ran a good virus scan? Even if you have AV software, it might be worth downloading a trial version of another such as NOD32, Trendmicro, or AVG to see if they detect anything.

If that's not it, does anyone else have access to the PC or your wallet? It's also possible the information was leaked from the CC company itself or any retailer you might have made a direct purchase (not through paypal) from.
 
Shooter308 said:
You didn't fall for one of "those" PayPal emails stating "dear PayPal member" where they want you to verify your account info did you? If you did, then that is the problem.

Some way, some how, you must of got scammed.....
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No, in fact I just turned in 3 as fishers. The account was setuo to be used soley for Ebay/paypal account so in the event of a breech, my main account would be unaffected. The thief tried to buy a network harddrive from Dell with it, but I was able to stop the shipment, after about 3 hours on the phone. I am now in the process of setting up another brand new account,since I like trading. Get this, the thief has privacy rights, as Dell wouldn't release the invoice# or the shipping address. They only told me the shipping address didn't match mine.As soon as I checked my account, I canceled the card immediateloy. as well as closing the bank account. I guess I'm lucky, because I've been using the same account for 5 years now, and this is the first time I've had problems.
 
Oldie said:
Someone obtaining your information from paypal is possible, but isn't as likely as some other possibilities. When was the last time you ran a good virus scan? Even if you have AV software, it might be worth downloading a trial version of another such as NOD32, Trendmicro, or AVG to see if they detect anything.

If that's not it, does anyone else have access to the PC or your wallet? It's also possible the information was leaked from the CC company itself or any retailer you might have made a direct purchase (not through paypal) from.
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That"s what worries me. There is System Mechanic8 antivirus, and I run a scan every 2 days, as well as CA spyware from Yahoo, None of them have picked up anything. The physical card itself is locked in my safe.I also make sure the remote access thing is disabled. I really don't know for sure, but I hope I got it in time, as no one really wants to help you out, in a case like this.I had to practically beg the cops for a stupid report for the bank, and everyone trys to tell you that you need to contact someone else. The FTC site has some helpful info on it. I am really wondering wether it is worth it to open a new account, with shipping as high as it is.
 
^^I'm not sure what you mean by shipping charges. When you contacted your Bank/CC Company about the fraudulent charge, they should have offered to send you a new card; and 99% of the time it's at no cost in the case of fraud.
 
That's what has always worried me about online identity theft, there really isn't anyone to help you. Hell, most government agencies won't even bat their eyes at you if it isn't over $2,000.

So $1,500 is perfectly okay, right?


If you've never used the physical card at any locations and you've only used PayPal to purchase with it (not the card itself online, only PayPal).. Then I would contact PayPal via e-mail and let them know about the breech. I'd also contact them via phone.

When you use PayPal to shop anywhere, PayPal makes the payment, then they take the money from you. They're a middle-man which is the reason they're able to boast such wonderful security.
 
I've actually seen more creditcards stolen from Tigerdirect than paypal. I know the people who use to do the catalog orders for tiger use to have a couple bad eggs that would steal the CC info since all employees (i know this for a fact cause i worked for them years ago and their system is still the same 10 years later) can pull up anyones account and CC info on their systems. This is the first time I heard someone from paypal have this issue though. You have not used this CC for anything but paypal? perhaps another online order that didnt accept paypal? or maybe an accidental log into paypal from an email you received? Im not doubting you just trying to make sure it is 100% the only possibility.
 
It is possible that Paypal had nothing to do with this. A friend of mine had their CC info stolen before he even opened the envelope that contained the brand new card! :eek: Card wasn't even "activated" and there were fraudulent charges on it. :rolleyes:
 
Oldie said:
^^I'm not sure what you mean by shipping charges. When you contacted your Bank/CC Company about the fraudulent charge, they should have offered to send you a new card; and 99% of the time it's at no cost in the case of fraud.
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No, you misunderstood. Not shipping charges, the shipping address, used to try to get the order from DELL shipped. Law enforcement will be getting that, as I filed a FTC complaint, I also found that DELL has to provide me with the shipping invoice, if I provide thier fraud dept. with the info they want in writing. I WILL persue this, so someone at that address will be getting a visit from thier local police. It will take a lot of time and effort, but it's worth it to me. LOTS more time listening to canned music while on hold, and talking to Indian "Charlie":rolleyes: The downside is, no trading for 2 weeks, unless I want to pay by money order.:(
 
BIGDADDY51 said:
Oldie said:
^^I'm not sure what you mean by shipping charges. When you contacted your Bank/CC Company about the fraudulent charge, they should have offered to send you a new card; and 99% of the time it's at no cost in the case of fraud.
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No, you misunderstood. Not shipping charges, the shipping address, ...
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I think he was referring to...

BIGDADDY51 said:
... I am really wondering wether it is worth it to open a new account, with shipping as high as it is.
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enginurd said:
It is possible that Paypal had nothing to do with this. A friend of mine had their CC info stolen before he even opened the envelope that contained the brand new card! :eek: Card wasn't even "activated" and there were fraudulent charges on it. :rolleyes:
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Thieves work for banks too. Files with tons of info are actually thrown away WHOLE because someone was to lazy to shred them. One dumpster diver, and there goes millions of dollars in potential fraud cases. They recently grabbed a kid here on the highway, and when they searched his car, found BOXES of info retrieved from banks dumpsters in the area. Identity theft/fraud is becoming the number1 crime. One GOOD thing I learned because of this, is that any debit card with a Visa logo, is treated the same as a credit card, with respect to terms of liability. You are responsible for only $50, if you report it as soon as its discovered. Thanks for everyones input,
 
enginurd said:
I think he was referring to...
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l
let me clearify, I meant that shipping charges incurred durring trading/buying from the forums has increased so much, that maybe it isn't worthwile to open a new account to use on paypal.
 
shipping prices seem around the same as they where.. to optimze cost you can use pp prepaid label deals and save 50 cents and get free delivery confirmation,, Or use flat rate boxes.. most the time its cheaper to send in flat rate if you can squeeze it in..

i want to know how hard your password was.. like was it a word then two numbers.. last guy i heard that got hacked had password highschool89 or something for the pass.. wonder if it was to ez or the email question was to ez.. ( i never answer the questions with real answers to avoid anyone that knows you from guessing altho its harder for you if you forget your pass heh)
 
Wait, so was your paypal account used to make the purchase, or was your credit card used to make the purchase? If the transaction wasn't done through paypal, then someone logging into your account isn't how this happened. Once it's been input, you can't view your credit card number online anymore. It's all XX'd with the exception of the last four digits. Now that's not to say someone couldn't have gotten the info directly from paypal's servers; but that's less likely. How was the purchase made?
 
Oldie said:
Wait, so was your paypal account used to make the purchase, or was your credit card used to make the purchase? If the transaction wasn't done through paypal, then someone logging into your account isn't how this happened. Once it's been input, you can't view your credit card number online anymore. It's all XX'd with the exception of the last four digits. Now that's not to say someone couldn't have gotten the info directly from paypal's servers; but that's less likely. How was the purchase made?
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According to what I can get out of Dell, with the CC number. The only other thing I can think of, is that the pc itself was infected, and my account was compromised that way. I have since taken that pc offline, and reformatted the drive.The other thing that's scary, is they were able to use MY credit card info, and have the order shipped to another address,something I THOUGHT needed special clearence with your bank,apparently not. Thinking the pc was compromised ,is a very bad thought indeed, as they would have ALL my info at thier disposal, and since I do just about everything online,the amount of info would be considerable.Anyway the fraud alert is already in place, and the other steps have been followed. It's not a cheap thing, as each letter sent is $5.50 for certified mail /rrr. TRANSUNION was the best credit bureau,I thought as the directions were clear and concise. Hopefully this is the end of it, if not, it's only the beginning:( UPDATE: DELL certainly works fast, as the credit has already been applied to my account. :D
 
One important fact for us all to ponder is this:

A large percentage of CC Fraud is the result of random number generators.
Foreign entities (aka unscrupulous thieves) use computers to run "credit authorizations" (typically of $1.00 or less) on randomly generated MC and VISA numbers. When a number scores an approval, that number is saved and used at a later date.

Stealing numbers from merchant databases provides mass numbers of verified accounts, making it the high-profile method... but certainly NOT the only method used by modern identity thieves.
 
At any rate, it sounds like you've got a handle on the situation, and this isn't a widespread paypal issue that other forum members need to be aware of. I hope you can get everything worked out alright.
 
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