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whether youre overclocking or not you suppoosed to keep important files in at least one other location.
The only times I have lost data are when the PCI bus wasnt locked and the SATA controller was highly overclocked too, thus corrupting some files that were open for writing when the controller crashed.
This only ever resulted in a broken OS, I didnt ever lose personal data.
The PCI/PCI-E buses are easily locked if not automatically done by the motherboards default config.
I have lost data when forgetting to properly eject USB drives! Luckily it can be copied again but its not a lot of use when on site with corrupt files.
You should always backup personal data anyway in case the drive dies of other causes.
Keep your hard drive cool if its power cycled lots. ie if you use power saving or boot a lot.
Large changes in temp cause excessive wear.
I backup my data every month with 4 months worth of back ups kept and yearly long term backups copied too.
The whole backup folder is backed up to another drive periodically as well.
Better safe than sorry.
I agree. As I said above though...
The porblem is that if you corrupt files unkowingly and then backup over your previous backups. Now your backup is in the same bad state.