I have a good SB live value! that has digital out and has treated me well for a long time. I want to upgrade because my GF's computer just required a new sound card so I had to give her mine. I want a better card but dont have much to spend on the sound card. I was thinking Audigy, but I won't buy Creative OEM because they will not provide you with drivers over the net so you are screwed if you loose the CD. I will need solid digital out. I want to spend less than $40 if possible. I play all big games and do lots of multimedia.