If your workload requires 128gb... Even at base speeds (non overclocked) it'll perform better than not having enough ram. Most I've seen haven't had many issues getting 3000mhz on 4 (decent) sticks, but much more difficult to hit 3600 with 4 vs 2. Of course, some have been able to and others struggle, but I haven't heard to many issues besides slightly lower overclocks. If this is a worthy trade-off, then cool. If you don't need that much memory and prefer slightly better timings, 2 sticks would do better in general.Yep. Daisy chain instead of T-topology makes it really hard to get much performance out of it. Dan_D has a lot of experience in this, I seem to remember. Also, 32G sticks seem to have issues clocking, so even trying to do it with 2x32 is problematic. It's the one thing that has kept me from pulling the trigger - I'm back and forth on TR3 for this reason.
The buildzoid PCB breakdowns on a lot cover this too - and a bunch of threads here. Both quad-dimms and dual-32 are problematic, and I'm not aware of anyone who's tried 128 to see how it works except at stock speeds.