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Amazon has introduced a new payment plan for big-ticket gaming PCs and components. Instead of a single payment, customers have the option of splitting a purchase into five monthly payments (e.g., get a $2,000 PC with five monthly payments of $400). “No finance charges, no interest or hidden fees, and no credit check or application required."
The obvious upside to this is that buying an expensive PC or PC parts is less intimidating for anyone who can make the monthly payments. That's an immediate advantage over other retailers who will require all the money up front, thus causing the buyer to purchase it on credit which could eventually lead to paying some interest.
The obvious upside to this is that buying an expensive PC or PC parts is less intimidating for anyone who can make the monthly payments. That's an immediate advantage over other retailers who will require all the money up front, thus causing the buyer to purchase it on credit which could eventually lead to paying some interest.