dgingeri
2[H]4U
- Joined
- Dec 5, 2004
- Messages
- 2,830
I love how everyone is shitting on millennials in this thread. I would wager that 90% of the people on here are millennials.
Raise your hand if you were born after 1980....
1972 here.
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I love how everyone is shitting on millennials in this thread. I would wager that 90% of the people on here are millennials.
Raise your hand if you were born after 1980....
It's been a given since the dawn of personal computing that younger generations are more technically savvy than older generations, but I think if you plotted it out, you'd see we're on the downslope of a bell curve. Being able to poke at apps on a smartphone doesn't make one technically savvy, or any kind of savvy. Indeed, I'd say it has the opposite effect on mental and intellectual development.
I love how everyone is shitting on millennials in this thread. I would wager that 90% of the people on here are millennials.
Raise your hand if you were born after 1980....
It has become cool to do. What does it really say about everyone else though if they find it fun or useful to bash a generation? Parents always think the kids are going to be the worst thing every, not sure why now it has become something needing research.
Sadly, I was born in 81. I grew up with the internet, 14.4k. Though I never had my own cell phone until I was 23. The other kids had pagers and I thought those were stupid at the time lol.
Only $1 a day will feed thousands of big eyed puppies. You can spare $1 a day can't you?
The title of the post on Hard: "Millennials Scammed More than Seniors"
The title of the post in the article: "More millennials reported losing money to scam in 2017 than senior citizens"
I mean I know its being pedantic but you completely changed the the initial reaction readers would get from the article by misrepresenting the title.
The BBB reported this a couple years ago, so it's not surprising that things haven't changed. And according to their findings, apparently the higher educated you were, the more likely you were to fall victim to a scam.
We have this image that it's the elderly and uneducated rednecks who are the scam victims, but the conclusion was that they understand their position in life, and are less trusting because of that, whereas highly educated young people tend to have overconfidence in their own abilities and a belief that they couldn't possibly fooled, which makes them more susceptible.
As for the amount of money, it's not surprising. 80% of all wealth in this country is held by those 55 and older, and baby boomers alone control 70% of all disposable income. So it's only natural that they can afford to lose more, thus do lose more when they are scammed. This also means though that the $400 hurts the millennials far more than the $600 the boomers lose.
True, it's just that more millennials realize the got scammed where as senior citizens are still waiting for that guy to show up with their prize.The title of the post on Hard: "Millennials Scammed More than Seniors"
The title of the post in the article: "More millennials reported losing money to scam in 2017 than senior citizens"
I mean I know its being pedantic but you completely changed the the initial reaction readers would get from the article by misrepresenting the title.
Don't worry about it, they won't live forever and you can't take it with you so ......
Well it worked, didn't it?The title of the post on Hard: "Millennials Scammed More than Seniors"
The title of the post in the article: "More millennials reported losing money to scam in 2017 than senior citizens"
I mean I know its being pedantic but you completely changed the the initial reaction readers would get from the article by misrepresenting the title.
The title of the post on Hard: "Millennials Scammed More than Seniors"
The title of the post in the article: "More millennials reported losing money to scam in 2017 than senior citizens"
I mean I know its being pedantic but you completely changed the the initial reaction readers would get from the article by misrepresenting the title.
Did you just assume my generation?I love how everyone is shitting on millennials in this thread. I would wager that 90% of the people on here are millennials.
Raise your hand if you were born after 1980....
I can't seem to find the article now, but I've read that Millennials have higher instances of credit card fraud because they were more likely to have their CC information stored in several apps compared to other demographics.
While interesting, this data is absolutely useless for drawing conclusions about fraud in the population as a whole. The problem is that this data is about fraud reported by consumers. There is any number of reasons this is problematic. For example, older folks may be both less aware if they've been victimized, or less forthcoming about having been victimized if they are aware. The fact is we just don't know.
Zero sympathy honestly..there is zero excuse for anyone younger than Gen X to not be fully computer literate.
Hey if CNN can get away with manipulating titles to make them click bait...
Fully computer literate does not include conscious about computer security and knowing how to detect and avoid scams. You're making an overly broad assumption here and holding the "masses" to a standard that is more aligned to what you should hold a professional to.
Also not all fraud/scams are computer related which if you had read the article you would know. In fact the #1 fraud listed in TFA was debt collection which is typically done with harassing phone calls. One of the types of #2 was credit card fraud. Tell me how being fully computer literate lets you avoid credit card fraud when someone installs a skimmer behind the gas pump and theres no visual evidence the skimmer was installed? Or when they use a card # generator to get your #?
I was obviously referring to computer related things, and including debt collection as you can easily google information. I'm surprised I have to explain that we live in the age of information and ignorance is no longer an excuse. As for credit card skimmers..perhaps try not going to skeezy gas stations to avoid the in pump skimmers and use your eyes and fingers for the rest. That said I'll gladly agree that at least this particular problem is a little more complex which is why it was pretty obviously not part of my point.
And yet the TFA is talking about all types of fraud and you chose one segment. Regardless you didnt address my point that computer literacy does not equate to a good computer security knowledge NOR does being computer literate prevent you from being susceptible to scams like social engineering. I am going to presume that since you are here you have an above average understanding of technology. Do not assume that the average person has that same level of knowledge or experience. We see this shit all the time. The average person doesnt. We attend conferences that talk about this shit. The average person doesnt.
There is a huge difference between being a professional in the field and being someone that uses the technology. Do not expect professional levels of awareness from a layman.
Edit: Also as for the skimmer...I will let Costco know that you think their gas station is skeezy. Meanwhile I will also upgrade my eyes and fingers to better detect when an employee has put a skimmer on a station and put the verification tape over the device to make it look legit.
I am ok with stupid. Stupid can usually be fixed with education/training. Only about 1% or so of the populace is incapable of learning. note the capable part.
What I cant stand is emotional immaturity which is what these kids have. Thats much harder, if not impossible, to fix.
I totally agree! My father in law has fallen for just about any of these phone calls trying to sell him stuff.While interesting, this data is absolutely useless for drawing conclusions about fraud in the population as a whole. The problem is that this data is about fraud reported by consumers. ...
I love how everyone is shitting on millennials in this thread. I would wager that 90% of the people on here are millennials.
Raise your hand if you were born after 1980....
"Millennials scammed more than seniors" misrepresents, "More millenials report losing money to scam [...] than seniors"? I don't see it.
Millennials were scammed on a more frequent basis, however the dollar losses were less in total. Frequency =/= severity.
Sorry, I was in high school in 1980.
It is inaccurate to draw the conclusion that any group was actually scammed more than any other group from this data set because it is purely based on self reporting. Further, this is coming from the FTC, which frankly is not exactly very trustworthy lately. Just looking at how they presented their data in general shows there is huge bias there. This dataset had one purpose: to further the divide between "millenials" and "non-millenials" and you guys took the bait like it was the lubed up dildo.
I said 90%, not 100% I'm well aware that there are a number of forum members that were born before 1980.
but you don't actually know this, your pulling numbers out of your ass, to justify your argument.
Born in 1965, btw,
but you don't actually know this, your pulling numbers out of your ass, to justify your argument.
Born in 1965, btw,
I'm generally pretty confident in my reading comprehension, but I'm not sure how to read this question. What do you mean by taking the traits to heart, or aligning with those viewpoints?I call bs on “Millennials” being born after 1980....
It should be around 1990, most everyone I’ve met who was born before 1990 seems to have the same “traits” that the generation before them had on all the websites I’ve checked.
I was born in 82 and can’t stand the people who take the “millenials” traits to heart. Who here was born before the 1990s and actually align themselves with those viewpoints?