Some users have recently had their accounts hijacked. It seems that the now defunct EVGA forums might have compromised your password there and seems many are using the same PW here. We would suggest you UPDATE YOUR PASSWORD and TURN ON 2FA for your account here to further secure it. None of the compromised accounts had 2FA turned on.
Once you have enabled 2FA, your account will be updated soon to show a badge, letting other members know that you use 2FA to protect your account. This should be beneficial for everyone that uses FSFT.
refresh rate is the rate in hertz that the monitor displays a new image sent from the video card. At 60 hz for example 60 images a sec are displayed one after another. Also the monitor cannot display more fps than the monitor can output in hz, so if you use v-synch to prevent artifact tearing, it will limit your fps to your refresh rate.