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Those temps are more than fine, I wouldn't worry about it. Keeping it under 50c is FAR from necessary. My chip is over 50c at all times while playing a game or doing anything remotely intensive.
Under 100C is fine for a Q9550. I personally like to keep things below 80C for long-term operation, but technically it is safe to run these CPUs up to their Tjmax without risking failure or damage.
While that is true, technically running something like 80c all the time, WOULD decrease the life of the CPU. While that doesn't bother me either (I never keep a chip long enough) it is worth noting.
It might decrease the life of the CPU. Say from 10 years to 7 years. Certainly not going to die before it's usefullness runs out.
shouldn't affect it at all.