Some users have recently had their accounts hijacked. It seems that the now defunct EVGA forums might have compromised your password there and seems many are using the same PW here. We would suggest you UPDATE YOUR PASSWORD and TURN ON 2FA for your account here to further secure it. None of the compromised accounts had 2FA turned on.
Once you have enabled 2FA, your account will be updated soon to show a badge, letting other members know that you use 2FA to protect your account. This should be beneficial for everyone that uses FSFT.
It sounds like you need to move to 120mm fans. I'm using 4 120mm (2 intake, 2 exhaust) each around 60cfm/25db with a Zalman 7000cu on a stock P4 2.4c and have a case temp of ambient +2 and a CPU temp of 28 at idle.
After building a new system with silence in mind, I noticed that the hard drive was by far the noisiest component. I purchased a quiet hard drive to act as my primary drive and am using the much larger and louder drive for simple file storage.
Under "Power Options" in the XP Control Panel...