On average people write about 1~2GB of data a day to there drive, and if i check my 850 Pro i come to about 1.8GB a day, of writes, if i check with Samsung's SSD Magician, and dived my disk writes with days in use.So what they did effectively is just take the number back down to what 70GB per day x 365days x 5years. I'm pretty sure everyone expects the drive to last longer than that, but with the right usage case model you could probably burn through that faster. I can't imagine the 127TB applying to both the 400 and 1.2TB equally either.
Even the smaller 250GB 840 EVO, with its crappy TLC nand, came to about 800TB of writes before failure.
I still think that these drives are way over priced, for at best marginal performance benefits on the desktop, but drive failure is the last thing i would worry about with these drives!