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I got this card and it works great. Noisy when the computer starts up, but quite after that. As long as you get the same warranty, why not save the 20 bucks as opposed to retail. I got no games with my card (retail) anyway, but make sure you get the cables & adapter with this deal.
retail link... http://www.newegg.com/Product/Product.aspx?Item=N82E16814102067
True, except that the Sapphire rebates are ridiculous (read the form to see for yourself).