DooKey
[H]F Junkie
- Joined
- Apr 25, 2001
- Messages
- 14,153
The Senate is taking up a bill with bipartisan support that will require the credit reporting agencies to freeze our credit report for free upon our request. While this doesn't address the root cause of the Equifax leak, it does provide some relief to our wallets when it comes to freezing our credit report. Also, the bill prevents the credit agencies for charging to lift the freeze. I'm glad some in Washington are listening to us and trying to help out a bit since Equifax spilled all of our personal info across the internet for identity thieves. Go here if you want to read up on the bill.
Freezing your credit report generally blocks outside access to your file. This means a scammer can't get a loan or establish credit using your personal information because the potential lender is unable to check your report and typically will reject the application.
Freezing your credit report generally blocks outside access to your file. This means a scammer can't get a loan or establish credit using your personal information because the potential lender is unable to check your report and typically will reject the application.