Take pictures... with the expensive smart phone you own. reload at the walmart that you 1. have in your area (not everyone does) and 2. you can easily drive to with a car you are fortunate enough to be able to afford. Furthermore it costs money to load the card and it may be convenient to use while traveling but try using as your only financial instrument when you live on $1000 a month, when loading $20 to buy groceries means paying 10% ($2.00) (520% apr if you have to do that once a week) .
A government bank would only hold onto your money and allow you to distribute it using a debt card, thus eliminating the need for private banks to provide bank accounts. The private banks can still offer saving accounts where they pay you to store your money and of course loans.That's what we need to do! Burden the tax payers with even more debt from people who can't manage their finances.
Know why people with garbage credit can't get bank accounts? It's because they aren't a profit generator for the bank, and more than likely will cost the bank money. I thought everyone understood that banks provide a "free" service by using the money in your bank account to fund profit generating activities, such as mortgages and auto loans. If you don't have much balance, and are constantly over drafting and then peace out without paying your debt, then that "free" service is now costing a lot of money
right! keeping cash an option means there's still some privacy and agency possible with private transactions. Personally I distrust the government and banks equally but at least the Feds' paper cash is mostly-anonymous once it's printed. F*ck banks and their fees and datamining. Also look what happened in India when the gov't attempted to ban cash in a cynical money-and-power-grabbing move. It takes me a lot to side with governments but yeah f*ck banks, f*ck the card processors, f*ck the credit agencies.
purchase protection, possible theft, and cash back
I don't think you properly understood their decision. Why should a corporation be able to tell an American citizen they can't spend the currency of their country in a store located in their country. Last I checked it was OUR country that gave them license to even incorporate and exist in OUR country. When Amazon starts minting their own currency and protects its value with a military and court system of their own, then they can dictate what form of payment is or is not acceptable to them. If you think this is asking too much then perhaps it's your position that is extreme and not those representing Philadelphia.
I haven't used cash voluntarily in probably 25 years.
Everything I buy, even if it's just a pack of gum gets put on a card.
Philosphically I like the untraceable nature of cash, but using cash is just too big of an inconvenience. I hate getting change.
I wish someone would pass a law already making it illegalt to collect data on consumers based on how they make payments.
In fact, I'd like all data collection to be illegal.
the people have spoken.
Sure. The fees for handling cash are horrendous compared to using card. If you want to pay your bills in cash the fee is about $10 per bill.Don't forget about processing fee's, which are going up yearly ...
If they aren't doing already, your cash taking store is going to implement facial recognition and pair that with your purchases and sell the info.Brought to you by the same people that banned bulletproof glass in diverse areas of Philly.
But in all seriousness cashless is a terrible idea-vis a-vis privacy.
It's the current year! Give into the Orwellian goatfuck of having a perfect audit trail of your finances readily available to uncle Sam.If Philadelphia wants to drive away modern businesses.. let them. In 5 or 10 years time they look around and wonder why no big commerce is coming their way, will they even realize it's because of policies like this? Policies like this are a great way to ensure the poor and stupid STAY poor and stupid. If there was that big of a need for cash only stores, let the free market decide. Mom and pop store can cater to those that can only count when the money is in their hand and Amazon can cater to those who understand how a debit or credit card works. Win/Win.
It's 2019 -- we are only going to get more digital and more connected, why let the lowest common denominator of laziness or ignorance set the bar for what everyone else is allowed to do?
It's the current year! Give into the Orwellian goatfuck of having a perfect audit trail of your finances readily available to uncle Sam.
In my mind it's a matter of discrimination.Why should the government tell a business that they can't go cashless?
It really does work both ways. ... if they don't get enough customers, the people have spoken.
In my mind it's a matter of discrimination.
You could just as well have businesses that won't sell to blind people, or those in wheel chairs, or Jews, or Democrats, or...
You think that's fine too?
Sure? If they want to go broke who am I to stop tgem?In my mind it's a matter of discrimination.
You could just as well have businesses that won't sell to blind people, or those in wheel chairs, or Jews, or Democrats, or...
You think that's fine too?
In my mind it's a matter of discrimination.
You could just as well have businesses that won't sell to blind people, or those in wheel chairs, or Jews, or Democrats, or...
You think that's fine too?
Zareek, pull out a dollar bill out of your wallet. Note the phrase "This note is legal tender for all debts, public and private".
No not everybody can, for various legal reasons.Except anyone can have a credit card. ...
So why not prevent this kind?Besides the fact that we already have laws to prevent those kinds of discrimination, ...
You say it's a business decision, but that's not exactly true:Sure? If they want to go broke who am I to stop tgem?
No not everybody can, for various legal reasons.
And amongst those that legally can have a card there are those that are uncapable of understanding/using it correctly.
..................So why not prevent this kind?