I want to get insurance for my laptop?

Diablo2K

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I recently purchased my first gaming laptop and would like to get it insured but not sure who to go through. I failed to get the protection package when I purchased the laptop for Microcenter. I rent an apartment so I don't have home owners insurance. I would like accidental protection as well as theft coverage. What companies should I look at?
 

Nobu

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You should be able to get renter's insurance, which has similar coverages as homeowners', but for renters.

There are also companies that offer accidental damage replacement or repair, similar to a warranty, but I don't have any experience with actually taking advantage of them.
 

jmilcher

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You can get renters insurance. Same concept and just as common as home owners insurance.
 

Diablo2K

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I haven't looked into renters insurance yet, but I thought I would save considering I only want insurance for the laptop. What would be a good company for renters insurance?

[edit] Looked at several renters insurance companies and the deductables are to high, electronics coverage is optional. I did some searching and found "Worth Ave. Group" that only has a $100 deductable and for a $1200 laptop coverage is only $10.25 but I have never heard of them and reviews aren't very good.
 
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Hakaba

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I haven't looked into renters insurance yet, but I thought I would save considering I only want insurance for the laptop. What would be a good company for renters insurance?

[edit] Looked at several renters insurance companies and the deductables are to high, electronics coverage is optional. I did some searching and found "Worth Ave. Group" that only has a $100 deductable and for a $1200 laptop coverage is only $10.25 but I have never heard of them and reviews aren't very good.
The idea is to already have renters insurance (for all of your items/clothing/furniture /electronics). Then look into specific plans catered towards personal electronics that protect against spills, drops, you know accidents.

I use USAA, not sure if you qualify to utilize them though.
 

primetime

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The idea is to already have renters insurance (for all of your items/clothing/furniture /electronics). Then look into specific plans catered towards personal electronics that protect against spills, drops, you know accidents.

I use USAA, not sure if you qualify to utilize them though.
tks for the reminder.....i need to update my policy with usaa for renters
 

Kardonxt

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Check with Lenovo. I haven't done it in a while, but historically you can extend or upgrade your warranty directly through the manufacturer as long as your original warranty hasn't expired. I have never heard of a 3rd party warranty that was worth a damn.

Like the others have said you should have renters insurance, it's really cheap. However It's not really a substitute for a proper warranty.
 
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buschman31

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also do u have like att for internet/tv service? if so be sure to get the full premium potection plan which covers all your electronics in your household. I did cause a Sony Z2 tablet wifi stopped working, did a service request, sent it in and it was replaced w/ a Samsung S6 lite tablet. Hey the wife uses it for FB games and online web but works great for her. So look into that
 
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