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Discussion in 'HardForum Tech News' started by HardOCP News, Jan 20, 2015.
If you have Progressive Insurance, you will definitely want to read this.
So that's how that one guy with the talking car that had the swooshy red lights on it was able to turn on brakes and stuff! Life's mysteries are answered by [H]!
Rather hack it to get lower rates than use it to attack other drivers.
Insurance-rat dongles are the beginning of Skynet.
Don't get your dongle hacked!
Yeah...never going to have one of these nannys in my car. If my insurance company saw how I drove they'd triple my rates.
It makes me want to keep my 80's car all the more. None of this nonsense on those cars. In fact I wonder if that's a selling point instead.
when i got my new STI, i didn't like the idea of these things, but my rates were retarded. got past break in, and signed up for this shit. put up with it for a month and a half. i now enjoy 35% lower insurance rates and nobody hacked into my car and killed me, so whatever. worth it.
I feel like If I had an STi and the dongle reported the way I drove, I would not be seeing a DECREASE in my rates.
it was a challenge, believe me. i managed to drive like a grandma for that month and change though.
If only I could switch my dongle on.
Fitted it, accidental foot swipe kicked off the power switch.
Lack of access denies me the ability to remove the dongle, doh!
They claim that your rates will never be increased, but I'm sure they'd change that attitude when they see something like "Max Speed: 130 mph".
Just to be clear...
Are we talking about electronics here?
umm, yes, but the problem is physical.
Keeping at just at passing speed then, eh?
The Progressive dongle doesn't quite work the way you guys think. Basically you plug it in for a few weeks and it monitors speed and braking. No sudden stops is what gets you a rate cut, basically. I plugged it in, drove like a granny for a few weeks, and sent it back. My rate adjustment is now permanent.
this. small price to pay for the savings involved (in most cases).
How much do you actually save to have to drive like a granny for a few weeks? Also, imposing artificial constraints in the name of "safe" driving can actually be more dangerous -- for example, slowly accelerating to highway speeds instead of matching the speed of already present traffic.
1. OBD has been around since the 80s. Maybe your car doesn't have it, but some do.
2. You have to install this yourself. No car itself can be hacked. I assume the hacker has to have access to the dongle anyways to hack it.
i can't speak for silver, but i shaved 35% or almost $45/mo from my insurance.
I saved 13%.
Glad i got rid of mine, I don't want to even deal with this stuff.
If you can't manage to not drive like an asshole for a month, don't sign up for it. Pretty simple.
OBD2 is what the article says. I'd be surprised if it supports OBD1.
My car is a 95 and has OBD1. In the 96 version, they started using OBD2.
Thanks chockomonky. Obd1 is very limited and isn't chattering away to the manufacturer like bmw is
"Privacy of data within cars is also a growing concern, one highlighted by Thuens research. BMW this week said it had repeatedly been asked by technology companies and advertisers to hand over the data their cars generated, but it has refused to give in to those requests."
My response is to modern cars that have all this stuff that can be used against us. I always worry Onstar could be used against someone if they pissed off the wrong person. So- This is NOT just a progressive dongle issue. This is a computer meets car issue.
Tell that to John Wayne Bobbitt
It's not quite permanent actually, can be removed if you get in an accident at fault for sure. Probably a few other things in small print.