Google replacing Google pay with less functional, entirely different app with same name, old service dead on April 5 (in US)

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Lakados

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Google wants that India money! Fortunately? I don’t have many friends/acquaintances still using Android. Most have gotten fed up with having to always tweak something and have all joined the Apple.

seriously though I get why Google’s making the changes, but it’s annoying, it would be one thing if they changed the app to remove the functions but transferred the accounts, but all new accounts too. That’s just bad management.
 

RPGWiZaRD

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Seems like it's only a change for US, can't find any info here in Finland about this change yet. I've been using Google Pay since day one it was launched here and been very happy, well I only use it for NFC payments (rest of the functionality it offers I get better options by the bank's own apps). It's only Google Pay and Apple Pay which are supported as NFC smartphone payment options by banks here so hopefully the change doesn't come here.

I wonder what kind of consequences this gets as far as Wear OS and Google Pay goes, I was thinking going to smartwatch to make payments once the suitable smartwatch with Snapdragon 4100 and wireless charging arrives (the upcoming Motorola option looks like it could be offering that judged by rumors)
 
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Deleted member 89018

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Silver lining in all of this for me - I used it sparingly, and discovered I had $400 sitting in my google pay account. So that's extra money for me and one less service to bother with. I already use Apple Pay for stuff at stores, and I'm still sitting on Paypal/Venmo for anything else.

Google is certainly trying hard to push users off of their platforms.

RPGWiZaRD yeah, seems to be a US-only change for now, but... keep watching the skies, I guess. I don't see how anyone would trust Google with anything important at this point - they've shown time and again that "because lots of people use it and it is very successful" is not a good enough reason for them to keep a service online.

Amusingly I think this makes Samsung Pay a more viable option for some people than Google Pay now, so... good on Samsung, I guess?
 

Zarathustra[H]

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I don't think I've ever used Google Pay. Don't think I ever want to use any pay service that requires an app.

Credit cards work just fine.

In general, if I have to install an app in order to use something (anyhting), I won't use it. Too many tentacles collecting data about me.

I try to keep the apps on my phone to an absolute minimum at all times, and only install ones that I absolutely need and reasonably trust.
 

cybereality

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Google Pay is good in these times cause you can pay with your phone without touching anything.

It's linked to whatever credit card you add, so it's not another account, and you still get your CC points or whatever.
 
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Deleted member 204526

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Gmail is next! :p
Gmail truly is the only service I'm reasonably confident they'll keep and not change beyond recognition. That includes YouTube, which I'm sure they'll keep, but I'm doubtful about the change-beyond-recognition part.
 

Nafensoriel

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Maybe I'm in the "to old" generation but why exactly do people want their finances attached to their phones? It's a point of failure that doesn't need to exist in a world where stealing your money is actually considerably easier than it used to be. It takes me just as long to tap my wallet now as tap my phone and frankly I trust my wallet more than my phone.
 

sc5mu93

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Maybe I'm in the "to old" generation but why exactly do people want their finances attached to their phones? It's a point of failure that doesn't need to exist in a world where stealing your money is actually considerably easier than it used to be. It takes me just as long to tap my wallet now as tap my phone and frankly I trust my wallet more than my phone.
i get your point, but often when i leave the house, i am more prone to forget my wallet instead of my GPS device (phone).
 

Marees

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Maybe I'm in the "to old" generation but why exactly do people want their finances attached to their phones? It's a point of failure that doesn't need to exist in a world where stealing your money is actually considerably easier than it used to be. It takes me just as long to tap my wallet now as tap my phone and frankly I trust my wallet more than my phone.

Gpay is only a payment service. As long as you are paying (not receiving) it is pretty much like using a debit card.

Situation changes when you start receiving payments
 
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Ididar

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Maybe I'm in the "to old" generation but why exactly do people want their finances attached to their phones? It's a point of failure that doesn't need to exist in a world where stealing your money is actually considerably easier than it used to be. It takes me just as long to tap my wallet now as tap my phone and frankly I trust my wallet more than my phone.
I know at least one person who never carries a wallet and uses their phone to pay for everything. Oddly enough, that means they never have their driver's license either so I have no idea what they plan to do if they get pulled over by the cops.
 

cybereality

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I use my phone to pay for everything, but I'm not a fool. Of course I still have my wallet, with a good amount of cash too just in case of an emergency.
 

Sycraft

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Maybe I'm in the "to old" generation but why exactly do people want their finances attached to their phones? It's a point of failure that doesn't need to exist in a world where stealing your money is actually considerably easier than it used to be. It takes me just as long to tap my wallet now as tap my phone and frankly I trust my wallet more than my phone.
More secure than a credit card. It makes the reporting/handshake 2-way and uses 2 factor authentication. A credit card, well you just have to physically possess it to use it. A phone, if it is locked which pay apps require, you have to possess it AND you have to have the PIN/biometrics to use. So much harder for someone to steal it and use it, not to mention that you notice a phone missing much easier than a credit card. Then there is the fact that with a card alone, what happens is the merchant's terminal contacts the payment network to ask your bank if the transaction is ok and that's all. Nothing else. With a phone it does the same, but then the phone checks in as soon as it can and reports the transaction to the bank, as well as letting you know. If there's a discrepancy, a hold can happen right away, and you can find out fast. Finally a CC gives away all its info on the surface. Someone only has to get a picture of your card and they have all the numbers they need to use it online. The phone gives nothing up, even if you get in to it the numbers are proxies stored in the secure element.

For some it is also about convenience of what they carry/don't carry but a phone is a more secure way of handling things, if you have the phone itself secured.
 

DWolvin

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I know at least one person who never carries a wallet and uses their phone to pay for everything. Oddly enough, that means they never have their driver's license either so I have no idea what they plan to do if they get pulled over by the cops.
Soem states (not CA) have e-licenses, so you just have an app. At the end of the day the cop only needs to reasonably ID you, the rest is coming from the ID database in the cruiser.
 

Zarathustra[H]

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Gmail is next! :p

Nah, the decision is likely based on how much valuable user data they can collect via the service.

Google Pay must not have been valuable enough.

Gmail is a veritable treasure trove of data for them.

I've tried to switch to more private emails services for years. I even researched setting up my own email server Clinton style for a while, but gave up when I realized how it is almost impossible to keep them off of spam lists. Some of those spam lists are little more than tools for extortion.

That, and I realized that it won't be much more private to have your own email server when you email people who use webmail from various providers all the time. it only takes one side to be compromised.

I really hate the state of tech today. Wish we could go back to the good old days where a server log was just a server log used for trouble shooting, not something to be harvested for user data and monetized.

If I were king for a day, I'd criminalize any and all use and or monetization of user data, and any collection of user data not strictly required to support the end users service.

I really do not care what that would do to Silicon Valley. Those asshats can crash and burn for all I care.
 

BlueLineSwinger

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Soem states (not CA) have e-licenses, so you just have an app. At the end of the day the cop only needs to reasonably ID you, the rest is coming from the ID database in the cruiser.

I'll never use such a thing. No way in hell I'm presenting my unlocked phone to a cop. Or giving the state potential access via an app to personal data present on the phone.
 

Ididar

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Soem states (not CA) have e-licenses, so you just have an app. At the end of the day the cop only needs to reasonably ID you, the rest is coming from the ID database in the cruiser.
Yeah, we don't have that here. I'm not in the USA anyway. He shrugged his shoulders when I asked him about his driver's license.
 

XacTactX

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Nah, the decision is likely based on how much valuable user data they can collect via the service.

Google Pay must not have been valuable enough.

Gmail is a veritable treasure trove of data for them.

I've tried to switch to more private emails services for years. I even researched setting up my own email server Clinton style for a while, but gave up when I realized how it is almost impossible to keep them off of spam lists. Some of those spam lists are little more than tools for extortion.

That, and I realized that it won't be much more private to have your own email server when you email people who use webmail from various providers all the time. it only takes one side to be compromised.

I really hate the state of tech today. Wish we could go back to the good old days where a server log was just a server log used for trouble shooting, not something to be harvested for user data and monetized.

If I were king for a day, I'd criminalize any and all use and or monetization of user data, and any collection of user data not strictly required to support the end users service.

I really do not care what that would do to Silicon Valley. Those asshats can crash and burn for all I care.

I miss the old days of tech too. Windows 10 is so overbearing with advertisements and forced updates. I click the Start button and I see icons for apps that I haven't installed on my PC, and I have no idea what they are, but of course the maker of the app paid Microsoft for ad placement and now I have random icons on my Start page. And every time there is a Windows update my PC shuts off in the middle of the night without asking me for confirmation. Even the same thing with my Samsung Galaxy S20 FE, random pinging notifications for "free points in your favorite games" and I've never played that game and couldn't care less.

Why do these companies think this is a good idea? (I know why, it's a rhetorical question)
 

Domingo

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20,077
I tied my Google Pay account to my PayPal, so both of them basically worked the same way - only Google Pay was easier for certain apps/options. This new version still works the same way as far as I can tell.
 

admiralperpetual

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I used to use apple pay constantly when I had an iphone.. I tried setting up google pay once when I got my android phone and it didn't work, said I had to call the bank etc... during a pandemic where everyone was sitting on hold for hours and hours.. no thanks. I just tap my debit card now and don't use credit card.
 

alxlwson

You Know Where I Live
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Aug 25, 2013
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8,222
Used GP back in the day quite often. Even had the debit card.

Now, I just used it for NFC. Can't be bothered to read the article, but is that going away?
 

socK

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I use my phone to pay for everything, but I'm not a fool. Of course I still have my wallet, with a good amount of cash too just in case of an emergency.
Ha, I use my phone wherever possible, but for some reason I can't shake the fear that it's just going to not work one day, so I never really go walletless.

Ironically I've had my actual credit card fail several times over the years requiring replacement.

Thankfully once I get vaccinated the microchip will be able to take care of all this, right?
 

nilepez

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I miss the old days of tech too. Windows 10 is so overbearing with advertisements and forced updates. I click the Start button and I see icons for apps that I haven't installed on my PC, and I have no idea what they are, but of course the maker of the app paid Microsoft for ad placement and now I have random icons on my Start page. And every time there is a Windows update my PC shuts off in the middle of the night without asking me for confirmation. Even the same thing with my Samsung Galaxy S20 FE, random pinging notifications for "free points in your favorite games" and I've never played that game and couldn't care less.

Why do these companies think this is a good idea? (I know why, it's a rhetorical question)
Ads in 10 can be shut off. The closest thing I get to an add is on the log in screen some pictures have something something about some ms app or service, but most are just links to info about the area the picture was taken in.
I’ve posted it before, but you can do a search to shut off all the ads in 10 (though even before i did that I barely remember seeing anything.

As for restarts, as a rule, it asks me about restarting and if I don’t want to do it that day (Really the next day), I just go in and push it off for a week or so, though I generally will just do it myself within a few days of patch Tuesday, and I believe you can set it up so that it doesn’t automatically download updates, by saying you‘ve got metered broadband.

That said, I think it’s good that they auto install. It may be in convenient for your or I, but for the vast majority of windows users, it needs to be done, because I can’t count the number of friends that ran older version that I’d visit and they had 6 months or even years of updates that weren’t installed, which is how most malware gets through.
 

nilepez

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I never used google pay (though i also haven’t used an android phone in 6 or 7 years. I do sometimes use Apple Pay if I think about it, though many places don’t use it and it seems like most grocery stores want you to put it in their apps, which i have for the store I go to most of the time, just in case I leave my wallet at home.
 

legcramp

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I know at least one person who never carries a wallet and uses their phone to pay for everything. Oddly enough, that means they never have their driver's license either so I have no idea what they plan to do if they get pulled over by the cops.

You can fit your driver's license + a credit card in case you need it in your phone's case if you use one; that's what I do if I go to places that are prone to pocket-picking.
 

mustang_steve

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10,654
It handles my credit cards, my loyalty cards, and makes it so I don't have to stuff credit cards into slots that other grubby hands have been fingerblasting. That's enough for me. All the extra features feel silly...we don't need chat, we don't need ads, just handle payments Google...
 
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