Dr. Righteous
2[H]4U
- Joined
- Aug 1, 2007
- Messages
- 3,163
been doing some reading on this and the fact is we are totally and 100% screwed. There is a good chance the majority of us just had our personal data handed over to Nigerian princes.
What is crazy is there is really NOTHING you can do to protect yourself. A credit monitoring service is just that; they look for changes in your credit, like applying for loans, etc. But this is all after the fact when the damage is done. It is kind of like hiring a guard to guard your house and then taking a vacation. When you get back the guard says; "Oh, by the way, while you were gone some guys back up with a panel truck and took all your stuff. Just letting you know."
Another insane fact. What companies like Equafax does is technically illegal. They are brokering and selling YOUR PERSONAL INFORMATION without your knowledge or your consent. There were hearings before congress about this a few years back; but companies like Equafax have a huge lobbying presents in DC so they were given a pass.
What is crazy is there is really NOTHING you can do to protect yourself. A credit monitoring service is just that; they look for changes in your credit, like applying for loans, etc. But this is all after the fact when the damage is done. It is kind of like hiring a guard to guard your house and then taking a vacation. When you get back the guard says; "Oh, by the way, while you were gone some guys back up with a panel truck and took all your stuff. Just letting you know."
Another insane fact. What companies like Equafax does is technically illegal. They are brokering and selling YOUR PERSONAL INFORMATION without your knowledge or your consent. There were hearings before congress about this a few years back; but companies like Equafax have a huge lobbying presents in DC so they were given a pass.