2000 to 13000 Free Riot Points for purchasing a Prepaid AMEX debit card

Disposed

Supreme [H]ardness
Joined
Mar 2, 2010
Messages
5,202
that's BS. I had money in amazon and I withdrew money to my amex serve card in only 2 business days.

Maybe people are having problems because they don't have money in amazon payments and have to transfer it there first.

Here's my timeline:
Signed up on 8/16
Received card and activated on 8/23
Initiated $22 withdrawal from amazon on 8/23

Funds transfer complete on early AM (before 5am) on 8/27, with RP in my LOL account that morning.

Using amazon payments did not slow the process down at all. The $22 transfer was done exactly 2 business days after I initiated a withdrawal on amazon.

How? How on earth did you initiate a withdrawal the same day you got the card? You have to verify the "bank" to even make a withdrawal to it and you cant start that process until you get the card and activate through serve,

Using amazon payments has been slow as fuck. I started this process the same day as you and i am STILL waiting on amazon payments to verify the bank so i can even start the transfer from amazon to serve.
 

tnt3k

2[H]4U
Joined
Dec 3, 2006
Messages
2,105
that's BS. I had money in amazon and I withdrew money to my amex serve card in only 2 business days.

Maybe people are having problems because they don't have money in amazon payments and have to transfer it there first.

Here's my timeline:
Signed up on 8/16
Received card and activated on 8/23
Initiated $22 withdrawal from amazon on 8/23

Funds transfer complete on early AM (before 5am) on 8/27, with RP in my LOL account that morning.

Using amazon payments did not slow the process down at all. The $22 transfer was done exactly 2 business days after I initiated a withdrawal on amazon.

Withdrew money from my bank to amazon payments 8/28
Received fund in amazon 9/4
withdrawing from amazon to amex initaited 9/4

Letsee how long it takes before i get the money into amex.

Also took 3 business days before amazon deposited some 0.XX cents into amex to link accounts.
 

J Macker

[H]F Junkie
Joined
Jan 25, 2001
Messages
10,172
How? How on earth did you initiate a withdrawal the same day you got the card? You have to verify the "bank" to even make a withdrawal to it and you cant start that process until you get the card and activate through serve,

Using amazon payments has been slow as fuck. I started this process the same day as you and i am STILL waiting on amazon payments to verify the bank so i can even start the transfer from amazon to serve.

Sorry, the confirmation deposits started on 8/23 and finished 8/24. Then I initiated withdrawal on 8/24.

Transfer completed on 8/27, and had my RP before 5:30am that day.
servebalance.png
 

Disposed

Supreme [H]ardness
Joined
Mar 2, 2010
Messages
5,202
Sorry, the confirmation deposits started on 8/23 and finished 8/24. Then I initiated withdrawal on 8/24.

Transfer completed on 8/27, and had my RP before 5:30am that day.

I initiated my confirmation deposits over a week ago. Amazon did a $1 pre auth which disappeared today (No small deposits like normal) and its still not verified through amazon, just waiting and waiting.

EDIT: Not trying to call you a liar just annoyed with the whole process.
 

J Macker

[H]F Junkie
Joined
Jan 25, 2001
Messages
10,172
I initiated my confirmation deposits over a week ago. Amazon did a $1 pre auth which disappeared today (No small deposits like normal) and its still not verified through amazon, just waiting and waiting.

EDIT: Not trying to call you a liar just annoyed with the whole process.

Don't sweat it, you'll get the RP. All the skins will still be there.

Link it to your paypal if you're tired of waiting for amazon.
 

Disposed

Supreme [H]ardness
Joined
Mar 2, 2010
Messages
5,202
Don't sweat it, you'll get the RP. All the skins will still be there.

Link it to your paypal if you're tired of waiting for amazon.

Nah $20 already in limbo for this dont want to screw with it beyond that.
 

tnt3k

2[H]4U
Joined
Dec 3, 2006
Messages
2,105
Amazon payments is taking ages to finish withdrawal from my bank.

yeah... amazon payments takes a good long 7 business days.

oh wow withdrew from amazon payments tuesday morning and got RP just now wednesday night/thursday wee morning
 
Last edited:

wooj

Limp Gawd
Joined
Nov 27, 2006
Messages
384
i just had a odd experience.
i bought ice cream cones from the supermarket for 3 bucks and decided to use the amex prepaid card.
it only took out 8 cents, which was the paypal deposits for verification and said it was out of funds, even though serve says I have 20 dollars in balance.
what gives?
i wonder if i'll get 100rp for the 8 cent transaction? lol

*edit* i tried joining nfl.com fantasy league for 10 bucks last night using the card and it wouldnt let me. i tried twice.
apparently even though it didnt process, its still under processing so hopefully the money is returned :)
 

Disposed

Supreme [H]ardness
Joined
Mar 2, 2010
Messages
5,202
i just had a odd experience.
i bought ice cream cones from the supermarket for 3 bucks and decided to use the amex prepaid card.
it only took out 8 cents, which was the paypal deposits for verification and said it was out of funds, even though serve says I have 20 dollars in balance.
what gives?
i wonder if i'll get 100rp for the 8 cent transaction? lol

*edit* i tried joining nfl.com fantasy league for 10 bucks last night using the card and it wouldnt let me. i tried twice.
apparently even though it didnt process, its still under processing so hopefully the money is returned :)

Pretty typical of prepaid cards. If theres any chance at all of going over your balance it will simply be declined every single time.
 

tnt3k

2[H]4U
Joined
Dec 3, 2006
Messages
2,105
I just withdrew the money from the serve account back to my bank
 

requiem99

Supreme [H]ardness
Joined
Mar 4, 2003
Messages
4,532
How are a debit and prepaid similar? Debit comes from an attached bank account. Prepaid is prepaid. They're both cards, but they're hardly the same thing. Banks frequently love to drop you over your limit and charge you a fee for the pleasure. Can't do that with a prepaid so easily.
 

nxcess

2[H]4U
Joined
Dec 22, 2004
Messages
2,661
Still waiting on funds to be deposited in my amazon and paypal. Enrolled the amex on amazon on tuesday 8/27 and have not seen the confirmation deposit yet. Enrolled it with paypal and it's confirmed within 2 business days. Initiated $20 transfer from my bank on 8/27 to amazon and have not seen it deposited into the account whatsoever. Initiated $20 transfer to paypal on 8/30 but still have not seen anything in my paypal account yet.

Man. I don't know what the hold up is but this is the first time I've seen transfer take this long from my bank to paypal or amazon.
 

anonuser

[H]ard|Gawd
Joined
Dec 28, 2006
Messages
1,084
12000k RP -- done

1,000RP for signing up.

10,000RP for $20 direct deposit:
Sent $20 to my Serve account via Paypal (withdrew to bank account)

1000RP for 10 purchase:
I purchased 10x $0.15 e-gift certificates for myself via Amazon.com (send to my own email) and activated all $1.50 of them on my account.
 

anonuser

[H]ard|Gawd
Joined
Dec 28, 2006
Messages
1,084
Godlike sir, you impress me.

I love amazon. Since you get 1 RP per $3 spent using the card, I plan on funding the serve card w/my debit card and buying an amazon gift certificate before I buy anything from them.

Also, I just added $20 to the account via my debit card to see if I can get the other 1000 RP for 13,000 RP total.
 
Joined
Oct 16, 2007
Messages
634
How are a debit and prepaid similar? Debit comes from an attached bank account. Prepaid is prepaid. They're both cards, but they're hardly the same thing. Banks frequently love to drop you over your limit and charge you a fee for the pleasure. Can't do that with a prepaid so easily.


A debit card is prepaid as well. One of the major differences is you CANT over draft on a prepaid. I know I have my debit card set up that way (im not giving the bank a red penny). Most banks will only allow you to overdraft a debit card to a certain limit. Usually under $500 before it will say NO MORE.

I know most sites say there is a HUGE difference but my bank wont let me spend money I dont have on my debit card. I prepay my bank to use my debit card.
 

requiem99

Supreme [H]ardness
Joined
Mar 4, 2003
Messages
4,532
A debit card is prepaid as well. One of the major differences is you CANT over draft on a prepaid. I know I have my debit card set up that way (im not giving the bank a red penny). Most banks will only allow you to overdraft a debit card to a certain limit. Usually under $500 before it will say NO MORE.

I know most sites say there is a HUGE difference but my bank wont let me spend money I dont have on my debit card. I prepay my bank to use my debit card.

A debit card is not classified as a prepaid card, even if it technically might be because you have to "pay" the bank and deposit your money before you can use it, but don't confuse people -- the credit industry does not use the two terms interchangeably. A debit accesses a separate account whereas a prepaid has a "local" cache of cash that it can draw upon. Hence the term "wallet" for many of these prepaids that have cropped up.

I also have overdraft completely disabled on my accounts, but only out of principle. Good accounting has made sure I've not come close to overdraft at any point in my life. One time I got hit with an overdraft charge in 1999 or 2000 and learned that overdraft existed as a thing -- fortunately it was a bank error and thus I've never actually overdrafted any account to date. Yes, I'm smug about that. :)
 

lawlz_xd

Weaksauce
Joined
Sep 4, 2012
Messages
80
Confirmed still working as of 9/6.

1. Received my card in about 4 business days.
2. Paypal Bank Verification took 1 day
3. Direct Deposit from Paypal Balance to AMEx took 2 days to process on PP's end, and another day on AMEx's end.
4. Total of ~1 week to get my 12K RP

Just purchased 10 $0.15 gift cards to myself on Amazon, still waiting on the transactions to process on AmEx for the final 1k.

Cheers!
 

anonuser

[H]ard|Gawd
Joined
Dec 28, 2006
Messages
1,084
confirmed all works -- 13,010 RP total

1,000 - signup
11,000 - send $20 from paypal
1,010 - send 10x $0.15 amazon e-gift certificates to yourself and redeem (separately, if you buy them all at once it will count as one $1.50 purchase instead of 10x $0.15 purchases).
 

sok0

Gawd
Joined
Jul 25, 2009
Messages
689
When you added the Serve into paypal, did you use the Direct Deposit routing # and info ?
 

Kabob

2[H]4U
Joined
Oct 3, 2006
Messages
2,130
I didn't see it answered yet but I assume I know the answer. Is this considered in Paypal to be a checking account or savings? I assume checking.
 

requiem99

Supreme [H]ardness
Joined
Mar 4, 2003
Messages
4,532
Does the money have to be IN your paypal account, or can paypal draw on a funding source to move the money to AMEX?
 

anonuser

[H]ard|Gawd
Joined
Dec 28, 2006
Messages
1,084
Does the money have to be IN your paypal account, or can paypal draw on a funding source to move the money to AMEX?

I had $20 already in my account so I'm not sure. I would put $20 into it just in case (or have a friend send you $20 if easier)
 

requiem99

Supreme [H]ardness
Joined
Mar 4, 2003
Messages
4,532
It's AMEX's answer to Paypal. What that means to you will vary from person to person.
 

J Macker

[H]F Junkie
Joined
Jan 25, 2001
Messages
10,172
Anyone actually keeping this card and using it past getting the points?

I just had an idea....

Perhaps it would be good to keep using your Serve Amex Account. Use it as the primary account for paypal and delete your real banking info from paypal.

That way, if there's ever any problems with people drawing money, they won't be able to since it's a pre-paid debit; they would only be able to get the money you have in your serve account.

I just saw this thread where another [h] member had somebody draw $300 from his bank through his paypal then paypal shut his account and he can't get his money back.

So we can all use paypal and link it to our Amex serve account to draw from. Then just put money into Serve from amazon payments when you need to.
 

Disposed

Supreme [H]ardness
Joined
Mar 2, 2010
Messages
5,202
I got rid of all my credit cards but one so i have no rewards or fancy stuff anymore so i will keep it and use it for gas and small stuff just for free RP on crap i already have to spend money on.
 
Joined
Oct 16, 2007
Messages
634
I got rid of all my credit cards but one so i have no rewards or fancy stuff anymore so i will keep it and use it for gas and small stuff just for free RP on crap i already have to spend money on.

Yea I was thinking of doing that (never had a credit card before though). Use this card for spending money and internet subscriptions. And now paypal. Not sure about gas yet I may use it for gas consumption limiting.

I almost always go past my gas budget.
 
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