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In a couple years. Will you want to upgrade? Or will you want to hold on to your card? If it's the latter, consider spending the cash.
Agreed. I used to buy x70 nvidia range and upgrade every 3 years. That ended up working against me, as I was caught off-guard by the sudden increase in VRAM needs and here I am, in 2016, wiht 2GB VRAM, having bought my 770 kepler in early 2014. After that, I've decided it's a better fit for me to buy a lower GPU tier and upgrade every 2 years. Money spent will be about the same, while I'll refresh more often and avoid being hurt by sudden market changes (like the aforementioned VRAM changes I did not foresee).