800,000 Using HealthCare.gov Were Sent Incorrect Tax Data

Don't you people have jobs anyway? Benefits? This law has had exactly 0 effect on my life.

Really? My parents have insurance through my mom's job and had their policy cancelled and replaced because it was a Cadillac health care plan that would have been taxed out of existance. Essentially my parents are blue collar workers and their employer is being punished for offering too good of a plan for their workers. The employees even accepted lower pay to retain those putstanding health care benefits. Now she is finding herself paying much higher premiums for a lot lower level of coverage.
 
none of this is true

So I guess my 2 hospital stays (9 days) never happened, the staples in my head are all "in my head", and the stack of bills on my desk really aren't there.

Before this I never really used my insurance other than a few office visits over the past 35 years.
Now, by the time all the bills come in I'm looking at 5 figures out of pocket since this was over 2 separate calendar years, even though it was only a couple months apart, and all part of the same issue.

And this is with decent insurance, with a lower deductible than what California sells through their exchange.
 
So I guess my 2 hospital stays (9 days) never happened, the staples in my head are all "in my head", and the stack of bills on my desk really aren't there.

Before this I never really used my insurance other than a few office visits over the past 35 years.
Now, by the time all the bills come in I'm looking at 5 figures out of pocket since this was over 2 separate calendar years, even though it was only a couple months apart, and all part of the same issue.

And this is with decent insurance, with a lower deductible than what California sells through their exchange.
Don't even try. Reality is at best fluid with these types. It's whatever they dream it to be, and anyone's personal story be damned.
 
So I guess my 2 hospital stays (9 days) never happened, the staples in my head are all "in my head", and the stack of bills on my desk really aren't there.

Before this I never really used my insurance other than a few office visits over the past 35 years.
Now, by the time all the bills come in I'm looking at 5 figures out of pocket since this was over 2 separate calendar years, even though it was only a couple months apart, and all part of the same issue.

And this is with decent insurance, with a lower deductible than what California sells through their exchange.

Wait, what about this is specifically Obamacare's fault? This could be a generic complaint with any type of insurance be it health, home, auto, etc.
 
Wait, what about this is specifically Obamacare's fault? This could be a generic complaint with any type of insurance be it health, home, auto, etc.

It did nothing to fix the problems.

Instead it raised my insurance cost (most my raises the last couple years have gone to pay the increase health insurance costs), meanwhile my coverage got worse, with both higher max out of pocket and a higher deductibles.

Yes, that's mainly due to Obamacare.
Where's the $2,500 in lower insurance cost he promised? Guess he meant to say $2,500 in HIGHER costs.
 
I think the one thing that really needs to be addressed more than anything is for healthcare to be affordable.

Not in the way "Affordable" Care Act tries to do it. Just because everyone has healthcare does it mean that the care being provided is 1) good and 2) affordable.

Actually the thing that I have been debating more than anything else and what really pisses me off is that hospitals and doctors can charge whatever they feel like.

Every time i get an explanation of benefits in the mail the one glaring thing that sticks out every freakin time is how much a certain service cost vs. what my insurance company negotiates it down to.

Routine blood test - $332
Negotiated Rate - $12.35
I pay - $15 Copay

Anyways rant over.
 
What's the point? If someone couldn't afford to spend 5K a year on health care....How do they afford an 8K deductible?

This "law" is pure BS, and the democrats keep wanting to change it "on the fly" to make it work. Sorry....this country doesn't work that way no matter what the Fucktard in the white house says.
 
You guys really should stop posting links that you think back your arguments if you're not going to read past the first paragraph.
 
@ Maverikv

Though I am very cynical about the current state of healthcare,

I whole heatedly agree with your last comment.
 
I think the one thing that really needs to be addressed more than anything is for healthcare to be affordable.

Not in the way "Affordable" Care Act tries to do it. Just because everyone has healthcare does it mean that the care being provided is 1) good and 2) affordable.

Actually the thing that I have been debating more than anything else and what really pisses me off is that hospitals and doctors can charge whatever they feel like.

Every time i get an explanation of benefits in the mail the one glaring thing that sticks out every freakin time is how much a certain service cost vs. what my insurance company negotiates it down to.

Routine blood test - $332
Negotiated Rate - $12.35
I pay - $15 Copay

Anyways rant over.

Yea. You don't have any understanding on the why. The why is very important. It's too much to explain. The insurance system needed / needs reform. That did not happen.
 
Yea. You don't have any understanding on the why. The why is very important. It's too much to explain. The insurance system needed / needs reform. That did not happen.

I would love to learn more on the why, maybe i'll finally turn my frustration to action. All i currently know is that each hospital/doctor has its own book of scales on the different services it provides. Whether the service provided matches up with the hospitals costing need not apply.
 
I would love to learn more on the why, maybe i'll finally turn my frustration to action. All i currently know is that each hospital/doctor has its own book of scales on the different services it provides. Whether the service provided matches up with the hospitals costing need not apply.

It's worse than that.
Most the doctors, lab tech etc. are contract employees, and can charge whatever they want.
Even if the hospital is in-plan with your insurance, many of the doctors are not.

If you are having elective surgery, and make the effort to make sure everyone is in plan with your insurance, there's still a good chance that they will switch someone at the last minute and you'll end up with a huge extra bill.

Luckily for me, there are some protections against this in California when it comes to emergency services. It only applies to certain insurance like HMO's and PPO's and only to services when you come in through the emergency room, but it stops the excessive billing by making it illegal to go after the patient for any amount in excess of what the insurance would pay. Most the bills drop the excess charges automatically, but I've had a couple that still sent me an excessive bill, even though it's illegal in this case.
 
The only people I ever see whining about this law are the ones that it has pretty much no effect on at all.

I didn't want it because I saw it for the lie it was, but I also knew that the system was fucked over a long period of time, but furthermore, I also knew that government would fuck it up beyond all recognition and that is just what they are on the road to doing. Besides, the ACA has been deemed a tax, so frankly the government is fucking everyone anyway like they always do, but this time, they've co-opted 1/6th of the economy to do it and offer everyone a shit sandwich with a little IRS regulatory apocalypse on the side.
 
You're a fool if you don't understand how non-compete the healthcare industry is. In large part due to heavy and necessary government regulation as most people don't want a random person treating people or creating medical devices without testing.

The high cost of entry has left much of the industry with few corporations dictating the flow of a large part of it with wall gardens when it comes to many of the more advanced tools needed.

If you pay for health insurance you are already being dictated what you can and cannot have done/covered, how would this change with the government? Plus the system would allow for completely outside funded procedures like most single or mixed payer systems. Maybe finally force us off an ala cart payment system for healthcare.

It's easy to spit out random platitudes but that's not an argument.

Of course I know how non-compete the healthcare system is, but government has become a competitor on it's way to single payer and going to be in my early lifetime. Then what? Oh that's right, at least with corporations, if they fuck up, I can at least have some recourse in getting recompense, with the government, not so much and a how do you do. You will never see ala carte in healthcare. Health care is the only system where you will never know what the costs are up front, never. Only after.
 
I put the blame in large part on the government interference but also on the Doctors. ($1,000 for 1 hour charge for a doctors assistant to transcribe a 5 minute visit? really?) Some of the charges I've seen are not just unreasonable, they are down right immoral.

I doubt it would be that high unless they are just trying to penalize/discourage. It would be about 20 minutes of typing(4 to one ratio normally) assuming it was recorded(decent quality) in the first place. If it was not recorded the problem would be the doctors time explaining his notes(or making a dictation) and likely dealing with an external service as most office lack an in-house transcriptionist.

The main issue is due to insurance negotiations and desire to avoid cash patients, cash charges have skyrocketed. Normally cash charges are about many times what insurance pays.(make sure you include co pay and insurance pay to get total amount payed) Lab work is bad as often cash prices through doctors offices are normally charge through the lab. When they handle billing they charge insane rates normally up to 10x the normal market rates. Often going to the doctor and paying cash is 3x-5x more expensive then it would be with insurance.(most offices are confused when you ask for cash prices to boot) Hospitals tend to be in the same range. Medicine is difficult but just the pharmacy pricing is often in the same range.

Simply allowing people to pay reasonable prices would fix a majority of the issue. Since Obama care I feel those which had good insurance are hurt the most, as they would likely get a better deal on the exchanges a majority of the time. Currently they seem to be raising prices via coverages at an insane rate.
 
Don't Worry, Be Happy! We are the Government and we have your health care under control. No, No wait, meant you under control. By the way, got any spare change? Send it in.
 
@ Maverikv

Though I am very cynical about the current state of healthcare,

I whole heatedly agree with your last comment.
At least they are posting *something*. Unlike your dumbass "none of this is true", or "false" statements.

Try backing your statements with supporting evidence if you want to debate a topic. That's how debates work.
 
I didn't want it because I saw it for the lie it was, but I also knew that the system was fucked over a long period of time, but furthermore, I also knew that government would fuck it up beyond all recognition and that is just what they are on the road to doing. Besides, the ACA has been deemed a tax, so frankly the government is fucking everyone anyway like they always do, but this time, they've co-opted 1/6th of the economy to do it and offer everyone a shit sandwich with a little IRS regulatory apocalypse on the side.
Wait until you see what they do with the Internet on Feb 26th....
 
Simply allowing people to pay reasonable prices would fix a majority of the issue.

This I agree with completely.
I've seen too many bills where the negotiated insurance rate is only 10-15% of the original amount billed.
As much as I hate government interference in the market, they should make them charge everyone the same amount, or at least give cash customers the same low rate they negotiate with the insurance companies. Then let people buy a catastrophic policy and pay cash for the regular care.
 
I didn't want it because I saw it for the lie it was, but I also knew that the system was fucked over a long period of time, but furthermore, I also knew that government would fuck it up beyond all recognition and that is just what they are on the road to doing. Besides, the ACA has been deemed a tax, so frankly the government is fucking everyone anyway like they always do, but this time, they've co-opted 1/6th of the economy to do it and offer everyone a shit sandwich with a little IRS regulatory apocalypse on the side.

Of course that was the plan all along.
Keep interfering and making it worse (while pretending you are trying to help), and eventually it will get so bad, people will be willing to support national health care. Of course that won't fix the problems either, but then they can start telling you what to eat and do and denying you care under the guise of saving money.

Of course any possible savings that would be realized by a national health care system would be lost to the bureaucracy and fraud, just like almost all other government programs. End result will be worse care, longer waits, and an even higher national cost.
 
At least they are posting *something*. Unlike your dumbass "none of this is true", or "false" statements.

Try backing your statements with supporting evidence if you want to debate a topic. That's how debates work.

I don't waste my time writing paragraphs to argue with blatant BS. I just call it blatant BS and move on. If the people who posted that noise cared about facts they wouldn't be posting it in the first place.
 
This I agree with completely.
I've seen too many bills where the negotiated insurance rate is only 10-15% of the original amount billed.
As much as I hate government interference in the market, they should make them charge everyone the same amount, or at least give cash customers the same low rate they negotiate with the insurance companies. Then let people buy a catastrophic policy and pay cash for the regular care.

You know how they make them charge everyone the same amount? Single payer
 
Of course that was the plan all along.
Keep interfering and making it worse (while pretending you are trying to help), and eventually it will get so bad, people will be willing to support national health care. Of course that won't fix the problems either, but then they can start telling you what to eat and do and denying you care under the guise of saving money.

Of course any possible savings that would be realized by a national health care system would be lost to the bureaucracy and fraud, just like almost all other government programs. End result will be worse care, longer waits, and an even higher national cost.
I agree that's the plan, but even writers at Bloomberg believe single-payer would be worse:

A Single-Payer System Won't Make Health Care Cheap
http://www.bloombergview.com/articles/2014-04-30/single-payer-would-make-health-care-worse

I don't waste my time writing paragraphs to argue with blatant BS. I just call it blatant BS and move on. If the people who posted that noise cared about facts they wouldn't be posting it in the first place.
Wrong. (lol)
 
That's Bloomberg View, not Bloomberg, friendo. Megan McArdle isnt a "writer at bloomberg", she's a libertarian blogger that writes columns for view. And her argument that single payer doesn't reduce the cost of care because medicare and medicaid spend a lot is hilarious. Of course they spend a lot. They exclusively serve old people, poor people, and injured/disabled people. Duh.

So yeah. WRONG.
 
i hope you get singlepayer.

i didnt used to, but i very much hope you get it.

neutron star this bitch.
 
Obamacare has more issues? Why am I not surprised... I am not 100% against it, but it was WAY too rushed. They needed to put more time and thought into it. Now, because of the issues, even those that supported it are having negative feelings about it.

It was rushed because they did not want anyone to read the entire bill before it was voted on. There is a lot of shit in that bill. Remember what Nancy Pelosi said about that bill? "If you want to know what's in the bill, you're going to have to pass it."
 
You guys really should stop posting links that you think back your arguments if you're not going to read past the first paragraph.

@ Maverikv

Though I am very cynical about the current state of healthcare,

I whole heatedly agree with your last comment.
I guess anyone can take advantage of a wall of text that may scare most people off from actually reading then declare some falsehoods so they can pretend their prior falsehoods are still valid.
 
It was rushed because they did not want anyone to read the entire bill before it was voted on. There is a lot of shit in that bill. Remember what Nancy Pelosi said about that bill? "If you want to know what's in the bill, you're going to have to pass it."

Im so tired of this stupid argumebt. Don't put quotes if its not a quote. Pelosi was talking about the fact that the only thing people were hearing about the law was all the BS Republicans were spewing about it, and that once it was passed people would see how good it was above all the lies that were told and repeated about it. The full quote:

"You've heard about the controversies within the bill, the process about the bill, one or the other. But I don't know if you have heard that it is legislation for the future, not just about health care for America, but about a healthier America, where preventive care is not something that you have to pay a deductible for or out of pocket. Prevention, prevention, prevention—it's about diet, not diabetes. It's going to be very, very exciting. But we have to pass the bill so that you can find out what is in it, away from the fog of the controversy."
 
It's worse than that.
Most the doctors, lab tech etc. are contract employees, and can charge whatever they want.
Even if the hospital is in-plan with your insurance, many of the doctors are not.

If you are having elective surgery, and make the effort to make sure everyone is in plan with your insurance, there's still a good chance that they will switch someone at the last minute and you'll end up with a huge extra bill.

First bolded part is blatantly false.

Second paragraph is great advice. If you can wait on anything wouldn't you get a price quote up front? I mean for anything that you need to purchase.
 
Im so tired of this stupid argumebt. Don't put quotes if its not a quote. Pelosi was talking about the fact that the only thing people were hearing about the law was all the BS Republicans were spewing about it, and that once it was passed people would see how good it was above all the lies that were told and repeated about it. The full quote:

"You've heard about the controversies within the bill, the process about the bill, one or the other. But I don't know if you have heard that it is legislation for the future, not just about health care for America, but about a healthier America, where preventive care is not something that you have to pay a deductible for or out of pocket. Prevention, prevention, prevention—it's about diet, not diabetes. It's going to be very, very exciting. But we have to pass the bill so that you can find out what is in it, away from the fog of the controversy."

Did she read the bill?
 
Im so tired of this stupid argumebt...
I'm so sick of this stupid rebuttal. The absolute fact of the matter is that the legislation was drafted behind closed doors, without the "transparency" that Obama promised and ran his campaign on, by solely congressional democrats, unduly influenced by the chief of the executive branch (not the legislative branch), with only a few (Pelosi and Reid) truly understanding what it was the bill was meant to do, and that was to remove power from the people and put it in the hands of government... something that our Founding Fathers took much care in crafting our country's laws in an effort to prevent.

Liberal deniers can argue all they want, this bill was (and is) the slimiest piece of government takeover ever written. It would not have passed had the American public known what was in it. The GOP knew, and they trumpeted it loud and clear throughout the entire creation. Liberals denounced them as liars... but exactly what the GOP said would happen if the bill was passed has happened, and then some.

ObamaCare architect: 'Stupidity' of voters helped bill pass
http://thehill.com/policy/healthcare/223578-obamacare-architect-lack-of-transparency-helped-law-pass
 
Absolutely none of the doom and gloom the GOP predicted and had continued to spout has occurred. The law is a success. Give me a break.
 
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