HardOCP News
[H] News
- Joined
- Dec 31, 1969
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Nothing impresses the ladies more than whipping out your GameStop credit card to pay for dinner. Am I right fellas?
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Thats a misleading post.
You only pay more if you don't pay your bill off every cycle.
My wife and I spend every dollar on our CC and never pay a cent of interest...and we get a fuckton of airline miles. So many that last year one of us flew to Italy for free, round trip.
That is NOT a misleading post, thats how every interest rate on cards function
The only branded credit card I have is Amazon. Also, Newegg, but I pretend that doesn't exist.
That is NOT a misleading post, thats how every interest rate on cards function
Umm, no that's not how interest rates on credit cards function. You can spend $50,000 a year on a credit card and pay $0 interest as long as you pay off the balance like any other bill an adult has.
Now if you don't pay the balance every month and just irresponsibly spend more than you can actually afford, then you get screwed with interest.
I pay for everything I can with a CC, from gas, bills, even if I want a pack of gum from the quickie mart -- CC.
The main difference between myself and the majority of americans, is I treat the card like cash. I pay the bastard of EVERY month, no matter how much it hurts to see X amount of dollars vanish from my account.
1% cashback on my Chase Freedom, 5% on various things during the year with my Discover. (gas right now for the next 3 month -- just paid $2.99 + 5% cashback (effectively making what I pay per gallon $2.84, yes, that's right)
I understand Gamestop is in the business to make money, fair enough. But the type of person that will purposefully go out and get a GameStop credit card, wouldn't strike me as the smartest of people.
you either understand how CC's work, or you don't. Sad fact is most people think it's a license to spend and not worry about it for 30 days. They see the minimum payment of 50 dollars and just keep putting it off, fucking themselves harder and harder. Even someone in credit card debt due to some sort of crazy circumstances will be able to recover easily once life settles down (I was in this boat several years ago due to a job loss) Now I can have any CC I want with almost any limit I want (honestly though, I don't need a CC with more than a 5K limit, because REALLY? why the hell would I want something stupid like a 50K limit?
It is possible that this could be the last generation of consoles that will nearly exclusively depend on physical media. The next generation will likely still use physical media, but electronic distribution as well as trading will likely be the norm.
Didn't WoW have a CC? Nothing screams virgin like WoW CC.
Capital One 1.5% cash back. FTW.
like honestly since i have never ever had a real job, i likely can not get a credit card if i wanted too even if i had the money to pay it off without interest, if i could go into game stop get one of these shitty interest cards and as long as i paid it off without going past any deadline i could tech increase my non existent credit score over time.
i have tried to sign up for an amazon card even a newegg one and get rejected every time because they can not find any credit history on me lol. so if i wanted too i could actually get in the credit database using one of these but i kinda like being off grid doing nothing with my life lol.