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Philadelphia Passes Ban on Cashless Stores; Amazon Go Plans Said to Be in Jeopardy
- Thread starter Megalith
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Seventyfive
[H]ard|Gawd
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If someone is living on $1000 a month they can qualify for government assistance which comes.... drumroll.... on an EBT card.
DukenukemX
Supreme [H]ardness
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A government bank would only hold onto your money and allow you to distribute it using a debt card, thus eliminating the need for private banks to provide bank accounts. The private banks can still offer saving accounts where they pay you to store your money and of course loans.
PantherBlitz
Limp Gawd
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So ... the people who hate on Amazon for wiping out local mom-and-pops are hating on Amazon for doing something that encourages shoppers to spend money at local mom-and-pops?
Privacy is pretty much dead though unless you live in some forest and live off the land or something. Any store you go they have cameras and likely software that tracks faces and such. Even if you go in to pay with cash, you will still come up on a radar. I bet you don't use internet or have a smartphone as these track the fuck out of you. All Android phones spy on you but really some of that stuff has become accepted for convenience it offers. I can understand places that don't take CC as they don't want to pay transaction fees but a place that won't take cash and only CC, that is some weird shit. I'm not sure if there's a law to prevent them from one or the other. Personally it sounds like that move is just bad for business as I think you want to be able to cater to as many customers as possible with whatever legal money they come with. FWIW, it's safer to have money in a bank than all in cash. You lose it or get mugged and you're basically out of luck. With money in a bank it's highly unlikely you can lose it due to fraud. Sure it can take them some time to investigate but I haven't heard anyone actually losing money. Just to be safe though, you sure don't want a checking in just one bank though.
There is still more privacy with cash. It's harder for Salad Hut to sell your visual data to a yoga studio than it is your real name and that it's AmEx or Chase Sapphire Reserve, etc.
Google has the data, but will they keep it since their operations are so profitable? They might hold it more tightly than Visa, selling it to health insurance companies or what have you.
Google has the data, but will they keep it since their operations are so profitable? They might hold it more tightly than Visa, selling it to health insurance companies or what have you.
I am in Denmark we had these things for decades.
2 years defecto warranty, without using a card or jump some form of hoops ( Check ) several months of return / regret sale option ( check )
Possible theft, yes those punks always go after smartphone and credit cards, a 28 YO punk killed a +80YO lady not long ago and went on a shopping spree with her master & visa cards,,,,,, but i am sure the people that are to inherit her will get a refund.
My mother just got her money refunded from the bank when her fracked up 17 YO grandchild stole her visa card and drained it totally as the grandchild like all in the family knew my old & sick / one leg in the grave mothers PIN #
Cash back rebates are not really done over here, same goes for coupon rebates - mail in ASO, in general you just pay what are on the price tag, maybe haggle a little if its face 2 face or wait until its on sale.
My mother getting robbed out by her own grandchild are the first time ever in 4 decades i have heard of family or friends getting robbed analog or digital.
Okay there was a acquaintance from back when i was a parasite, he broke the rule of stealing from friends which you don't do among thieves / pushers / arms dealers + what ever we was into, and for which 4-5 people have been bashing his head in every time any of us have seen him in the past couple of decades, and that will not stop.
And if my nice wasent my nice i would have kicked her ass so bad, and like the guy from my past i would do that every time i saw her, but she is a minor and family, so i have to take a big fat chill pill and disregard what is otherwise a very intrinsic reaction.
Why should the government tell a business that they can't go cashless?
It really does work both ways. Why not let the business open and if they stay in business fine, if they don't get enough customers, the people have spoken.
I don't think I fall anywhere near your extreme of "all data collection being illegal", but it's your opinion, I don't have to agree with it and I don't need to try and suppress it.
But we are very much in common on using the CC. I also put everything on mine, even bill-pay goes to the card. I get 2.5% cash back on everything so I'm in. May not sound like so much but it does add up.
You are absolutely right, the people have spoken. The people of Philadelphia, that is.
From a Swedish perspective I'd support a law like this, provided it's accompanied with matching banking laws.
The use of cash is extremely low, and an increasing portion of stores don't accept any form of cash.
If you go to the bank and want to insert cash (>$50) to boost your account you better be sure to have a good explanation where you got it. (Laws against money laundring require banks to be very inquisitive.)
Banks here do as much as they legally can to avoid handling cash.
The use of cash is extremely low, and an increasing portion of stores don't accept any form of cash.
If you go to the bank and want to insert cash (>$50) to boost your account you better be sure to have a good explanation where you got it. (Laws against money laundring require banks to be very inquisitive.)
Banks here do as much as they legally can to avoid handling cash.
Sure. The fees for handling cash are horrendous compared to using card. If you want to pay your bills in cash the fee is about $10 per bill.
If they aren't doing already, your cash taking store is going to implement facial recognition and pair that with your purchases and sell the info.
Patton187
Gawd
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It's the current year! Give into the Orwellian goatfuck of having a perfect audit trail of your finances readily available to uncle Sam.
It's no where near a perfect audit trail of my finances. I put almost everything on my CC, and I pay between $1,500 to as much a $6,000 a month to clear my balance every month. My wife and I make over $140,000 a year. Uncle SAM takes his cut in taxes, so round that off to, we get to keep about $85K a year. So there is a whole lot of my finances that never touch my CC.
Let's say the CC is a record of 53% of my finances. And what I put on my CC, where I spend my money for retail and utilities, that's no where near as important as the remaining 47% which is my savings and investments.
George Orwell can take a leap off my dick. I'm pretty damned sure that I know better about what I'm doing for myself, and what I allow others to do to me.
In my mind it's a matter of discrimination.
You could just as well have businesses that won't sell to blind people, or those in wheel chairs, or Jews, or Democrats, or...
You think that's fine too?
NickJames
Supreme [H]ardness
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Except anyone can have a credit card. That's like saying the government discriminates citizens from driving if they don't have a license..
Patton187
Gawd
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Sure? If they want to go broke who am I to stop tgem?
Besides the fact that we already have laws to prevent those kinds of discrimination, I'd remind you "No Shoes, No Shirt, No Service" Some places won't take a check, it has nothing to do with race, creed, or color, it's about business and it's legal.
My opposition and view is not so much based on one being better than the other. I posed my question, flipping the script, to get people to realize that they are signing up for. This is government getting involved in what they don't need to be involved in. This is why the government keeps growing, why it costs more and more. Because we allow and ask them to do so.
And on a separate note we have people complain about robots replacing people, jobs going away. But others tell us that this frees people to do better jobs, to do better for themselves. These people are now free to help push out. That it grows the economy, some will be free or encouraged to turn their hobby into an actual business, etc.
In this case, what is the government really complaining about? Is it the cashless part, or that it will turn retail outlets into large shopping kiosks like those vending machines in the airports that sell iPods and earbuds?
A Best Buy that is nothing more than a giant vending machine that takes CC only?
What would people do if they couldn't get a job working at Best Buy or Walmart?
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Wow, a lot of strong opinions here. Just a note to those who insinuated my views were that of a right wing nut conservative. YOU ARE DEAD WRONG! I know what it is to truly struggle. I've been there and done that. I was born into a broke ass family, raised by my grandmother because my real mother is fruit loops. I've never been given a thing and had to work hard to get where I am now. If you think having a debit card is something for the wealthy, you've been watching too much CNN. Maybe the banks where you come from are indecent because it takes almost nothing to open a basic checking account here. $25 is typically the minimum to open an account and you can make that by mowing a lawn for an hour. My point is all you need to do is put in a little work. Don't even bother pretending that someone disabled and living off SSI can't afford $25 to open an account. I know several people who are and while they aren't living it up, they make ends meet just fine. And yes, they too have debit cards!
You do realize that purchasing goods does not constitute a legal debt ?
No not everybody can, for various legal reasons.
And amongst those that legally can have a card there are those that are uncapable of understanding/using it correctly.
So why not prevent this kind?
You say it's a business decision, but that's not exactly true:
We're discussing discrimination against a minority that also (typically) are the most financially vulnerable.
I expect most individual vendors to make no loss at all by refusing cash, since the minor loss in sales will be covered by the cost reductions. (Much like it's often more expensive to make the shop accessible for wheel chairs than the profits gained from customers riding chairs.)
Assume then that 100% of vendors think it's a good idea to not accept cash. Where would those that only have cash go shopping? ... and at what cost?
NickJames
Supreme [H]ardness
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Those people lost their right to have a credit card, so technically everyone can have a credit card but not everyone is fit to use one and that's a personal problem.
Because it's not actually discrimination.
EDITED: BTW, a really dislike the word "prevent" because laws do not prevent anything. Laws punish people who violate them, but they do not prevent. People that think that laws prevent things are fooling themselves.
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I honestly don't understand the hate. ItIist company choice to accept what ever the payment. If you don't agree then take your cash some place else. You don't need to go to Amazon for convince stuff. There is literally a convince store on every corner.
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