Walmart, Best Buy Won’t Accept Apple Pay At Their Stores

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It would seem not everyone is on board with Apple Pay just yet. I guess only time will tell if this will take off or not.

Though the highways and byways of America may be dotted with their stores, customers shopping at Walmart and Best Buy won’t be able to pay for stuff using the new Apple Pay system announced this week. Both retailers are eschewing the near-field-communication (or NFC) method of payment in favor of another mobile wallet application.
 
Why would we want yet another company tracking all of our purchases? An ordinary credit card payment is already very un-private. Now we're supposed to let Apple know exactly how much we're spending, where, when and possibly even what we're buying?
 
Ugh why. NFC is the best way to pay, not some shit method those chains are gonna think up.
 
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I think somebody WANTS that customer information!!
 
Instead, both retailers are getting behind a mobile technology group that’s owned by retailers, called the Merchant Customer Exchange. MCX is in turn launching a mobile wallet application called CurrentC coming in 2015, which will only require a software download instead of checkout scanners, and can be used on any iPhone or Android phone already in use, instead of just the new iPhone 6 and iPhone 6 Plus.
CurrentC will connect to consumers’ checking accounts, retailer gift cards and some retail credit cards but won’t work with traditional credit cards.

F that, I don't even have a Target Red Card because I refuse to give them my checking account information. I'd much rather use credit cards and get some standard level of protection and support (and rewards) that comes with that.
 
Sometimes I even pay with cash.

I have been saying for a couple of weeks now that if you lose your wallet with cash and drivers license in it what do you lose? if you lost your wallet with credit cards and drivers license in it what do you lose?

I think I would rather lose a wallet with my license and cash than the other.
 
Why would we want yet another company tracking all of our purchases? An ordinary credit card payment is already very un-private. Now we're supposed to let Apple know exactly how much we're spending, where, when and possibly even what we're buying?

Yeah... watch the keynote. They specifically stated they are NOT tracking EVERY one of your worries.
 
I have been saying for a couple of weeks now that if you lose your wallet with cash and drivers license in it what do you lose? if you lost your wallet with credit cards and drivers license in it what do you lose?

I think I would rather lose a wallet with my license and cash than the other.


Why in the world would you rather lose cash? If you lose a CC, at least you have protection and aren't liable for any fraud purchase. If you lose cash you are SOL, that money is gone.
 
Why in the world would you rather lose cash? If you lose a CC, at least you have protection and aren't liable for any fraud purchase. If you lose cash you are SOL, that money is gone.

This I loose a wallet full of cash. Its gone.

I loose my credit card. I log in say I lost my card at this point. Its automatically canceled and a new one sent.
 
I wont be using this thing anytime soon. Safety is a massive issue right now. Just no....

Its another reason for people to steal your phone.
 
I just cant see me ever trusting Apple with any part of my day to day purchases.... nope.
 
MCX is in turn launching a mobile wallet application called CurrentC coming in 2015, which will only require a software download instead of checkout scanners, and can be used on any iPhone or Android phone already in use, instead of just the new iPhone 6 and iPhone 6 Plus.

Yes, completely forget to mention "Basically every Android phone made in the last 2 years."
 
Why in the world would you rather lose cash? If you lose a CC, at least you have protection and aren't liable for any fraud purchase. If you lose cash you are SOL, that money is gone.

i work at a financial institution when people lose there credit card or debit card, they don't call right away, they wait a day or two and you may not believe this some will wait a week before calling either way thats enough time for someone to run up their credit card, now it is on the person who lost it to prove they didn't purchase that crap in all honesty most people are pressed for time, they leave there wallet or phone somewhere and don't realize it for some time. and yes I have left my phone and it took 30 min for me to realize it was gone, damn nice to not hearing the dinging of emails.
 
Seriously, do people who own Apple products choose to shop at Walmart? I understand if it's the only B&M store within say 20 miles but that is rare. There should be a store like Target at the minimum within short driving distance in most cities.
 
People with iPhones go to walmart all the time. People with no business owning a high end smartphone and middle class people. Place makes an obscene amount of money. I refuse to go there if at all possible to avoid. I worked at best buy and the amount of information that could be brought up with a single CC swipe at the register was seriously creepy.
 
I couldn't do it. I don't like the way Apple does things. They are like the old PC makers that had proprietary parts. AirPlay is a nice feature, but Apple only. A lot of manufacturers are behind it, leaving others behind (Bluetooth streaming works, but not as well). This is just another Apple only feature. If Apple were to get a few manufacturers behind it so that others supported it, it'd be fine. But, I can't do an Apple only thing. Standards. (don't think iPay is any kind of standard that allows other devices support).
 
i actually want apple to succeed with this, then at least google wallet can follow

i want widespread use of nfc payments in canada
 
Reason why Walmart doesn't want this is because most of their sales is from EBT anyways.
 
I have been saying for a couple of weeks now that if you lose your wallet with cash and drivers license in it what do you lose? if you lost your wallet with credit cards and drivers license in it what do you lose?

I think I would rather lose a wallet with my license and cash than the other.

You would rather lose cash that isn't going to be replaced, than make a few phonecalls and have your credit cards cancelled and re-issued so you aren't out any money at all?
 
Good, the sooner this NFC shit for payments dies off the better. Wish people would figure out just how bad the security is on it before a bunch of people get screwed, but I imagine that is wishful thinking. Probably just going to have to wait until a couple million people get seriously burned before everyone realizes how terribly insecure it is.
 
I can't imagine why retailers aren't totally on-board with having yet another company taking a slice off the top. There are already plenty of smaller stores that wont take american express because of their high percentage fee.
 
The US is so backwards. Rest of the world has Chip and Pin, contactless payment standards, no need to invent yet another one.

Wallet and Pay are totally interchangeable since they use the exact same payment mechanism, why are people acting like Apple invented a new way to pay? Retailers make moneu from selling your private info to marketers, so will Apple regardless of what they claim, and Google also harvests your personal data.
 
Know what's funny? My local "Apple Zealot" was talking the other day about Apple Pay... and one of the guys sitting there said, "it'll be great as long as everyone jumps on board and supports it." Mr. Apple Zealot goes on a tangent about how it's Apple and OF COURSE everyone is going to be doing it... and started seething garbage about how people doubted the iPhone and iPad, etc, etc.... I have a feeling I'll find some way to send him this link. ;)
 
I'm sure business owners will want to pay the expense of upgrading their POS systems to start using crapple pay so hipsters can pay with their phones.
 
i work at a financial institution when people lose there credit card or debit card, they don't call right away, they wait a day or two and you may not believe this some will wait a week before calling either way thats enough time for someone to run up their credit card, now it is on the person who lost it to prove they didn't purchase that crap in all honesty most people are pressed for time, they leave there wallet or phone somewhere and don't realize it for some time. and yes I have left my phone and it took 30 min for me to realize it was gone, damn nice to not hearing the dinging of emails.

That's a poor financial institution. I've had fraud a lot over the years, including lost card fraud. All it takes is signing an affidavit and emailing it in. The money is returned within 48 hours.

I've never once had to prove it wasn't me. It's the one thing the banks generally do right that is consumer friendly.
 
That's a poor financial institution. I've had fraud a lot over the years, including lost card fraud. All it takes is signing an affidavit and emailing it in. The money is returned within 48 hours.

I've never once had to prove it wasn't me. It's the one thing the banks generally do right that is consumer friendly.

I wonder if there is any difference in how the loss is reported? I've never "lost" a card, like, physically.

In both of the cases I had to do the above sort of reporting, it was in the wake of a major national retailer (that we frequented) being hacked, and sure enough we started seeing crazy ass transactions on our card from all over the goddamn planet shipped all over the place, so...yeah, signed an affidavit, and that was that - $0 lost. Inconvenient for the credit card company, I'm sure, but it wasn't our fault, so...no skin off our back.
 
I just cant see me ever trusting Apple with any part of my day to day purchases.... nope.

Trust?

Apple?

The company that auto-ostriches every time a security vulnerability is uncovered?

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Good, the sooner this NFC shit for payments dies off the better. Wish people would figure out just how bad the security is on it before a bunch of people get screwed, but I imagine that is wishful thinking. Probably just going to have to wait until a couple million people get seriously burned before everyone realizes how terribly insecure it is.

You'd better be ready as the U.S has already finally started moving forward with chip and pin instead of the crap swipe and sign that we've been stuck with while other countries have moved forward already.

People get burned every day with those crappy magnetic strip credit/debit cards, so how about that "when everyone realizes how terribly insecure it is"?

I am all for NFC and chip&pin setup here in the states, we are behind in nearly everything these days.
 
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